401(k) Solutions for Businesses | Optimize Your Plan with Retire Right

Retirement Plan Services

Choosing the right retirement plan provider is a big decision—it affects your employees' financial futures and your company’s compliance responsibilities. At RetireRight, we work with you to create a plan tailored to your business and the unique needs of your employees.

Provider Support Services

We make managing your retirement plan simple, so you can stay focused on running your business.

Easy Setup & Administration – We help streamline enrollment and ensure your plan is easy to manage with user-friendly tools and dedicated support.
Seamless Employee Enrollment – We guide you through the process to make it smooth and hassle-free for your team.
Customized for Your Business – Your company is unique, and your retirement plan should be too. We tailor solutions to fit your needs.

Let us handle the details so you can focus on what you do best!

Managing Risk and Education

At RetireRight, we help employers reduce liability and stay compliant with ever-changing regulations—so you can focus on running your business with confidence.

Fiduciary Support – As your ERISA Investment Fiduciary, we help you manage risk and uphold high fiduciary standards.
Compliance Made Simple – We ensure your retirement plan meets all legal and regulatory requirements, including annual filings, notices, and testing.
Proactive Education – We keep you informed about regulatory changes and what they mean for your business.

With RetireRight, you don’t have to navigate compliance alone—we’ve got you covered!

Benchmarking Your Plan

We take the guesswork out of selecting and monitoring your retirement plan provider by delivering clear, data-driven insights.

Fee Benchmarking – Ensuring your plan’s fees remain fair, competitive and compliant.
Vendor Search & RFPs – Matching you with the best providers for your needs.
Provider Evaluations – Annual reviews to keep you informed and compliant.
Plan Enhancements – Optimizing features like brokerage options and managed accounts.
Employee Engagement – Boosting participation through tailored strategies.

Our goal is to ensure your plan remains high-quality, cost-effective, and aligned with your company’s needs.

Optimizing Retirement Outcomes

At RetireRight, we provide the investment options and expert guidance employees need to build a confident retirement.

Tailored Investment Menus – We design diverse, cost-efficient investment lineups that align with employees’ needs.
Smart Oversight – With 50+ years of market research, we select and monitor top-performing funds to ensure quality and reliability.
Flexible Plan Options – From traditional and Roth 401(k)s to target date funds, employees have choices that fit their goals.
Ongoing Monitoring – Quarterly reviews and performance benchmarking keep plans on track and participants informed.

With a structured, fiduciary-driven process, we help employees retire with confidence.

9 Key Considerations When Comparing 401(k) Providers

Understanding the costs associated with a 401(k) plan is essential. Fees can vary widely, and it's important to ensure you're getting value for the services provided.
Key Questions to Ask:
- What are the setup and ongoing administrative fees?
- Are there any hidden fees or additional costs I should be aware of?
- How are your fees structured—flat or percentage-based?
Why It Matters:
401(k) fees generally fall into four categories:
- Administrative fees: Cover plan management, compliance, and reporting.
- Recordkeeping fees: Costs associated with tracking employee accounts and transactions.
- Investment advisory fees: Fees for plan-level investment oversight and employee education.
- Fund management fees: The cost of managing the mutual funds within the plan.
A transparent provider will clearly outline what’s included in their pricing and ensure there are no surprise costs down the road.
Not all providers have the same level of experience, and working with a provider that understands your business type and retirement plan needs is crucial.
Key Questions to Ask:
- How long have you been providing 401(k) services?
- Do you specialize in plans for businesses of our size and industry?
- Do you have experience with specific plan types, such as cash balance plans?
Why It Matters:
An experienced provider will be well-versed in compliance, plan design, and investment strategies that best serve your employees while helping you fulfill your fiduciary responsibilities.
A 401(k) plan should be easy to set up and manage. The right provider will simplify implementation and onboarding.
Key Questions to Ask:
- What is the process for enrolling employees?
- How user-friendly is your online platform?
- What kind of training or support do you offer during setup?
Why It Matters:
A well-structured setup process ensures that employees can enroll seamlessly and start planning for retirement without unnecessary delays.
The investment choices available in your plan play a significant role in employees' long-term financial success.
Key Questions to Ask:
- What investment options are available?
- Do you offer both traditional and Roth 401(k) options?
- How do you monitor fund performance and make changes?
Why It Matters:
A good provider offers a diverse selection of investments, including low-cost index funds, and provides a strong track record of fund performance.
Your provider should offer both high-quality customer service and modern digital tools for easy plan management.
Key Questions to Ask:
- How accessible is your customer service team?
- What online tools do you provide for employers and employees?
- Can employees make changes to their accounts online?
Why It Matters:
Strong customer support and intuitive technology can make plan administration much easier for both employers and employees.
401(k) plans come with regulatory requirements that must be met to stay compliant with the law.
Key Questions to Ask:
- What compliance support do you provide?
- How do you assist with annual filings, nondiscrimination testing, and IRS reporting?
Why It Matters:
A good provider will help you navigate compliance complexities, reducing your risk of penalties and legal issues.
As a business owner, you have a fiduciary responsibility to act in your employees' best interests when managing their retirement plan.
Key Questions to Ask:
- Do you act as a fiduciary for our plan?
- How do you ensure compliance with ERISA regulations?
- What is your process for monitoring fund performance?
Why It Matters:
Choosing a provider that takes on fiduciary responsibility can help protect you from liability and ensure your plan is managed with integrity.
A successful retirement plan is one that employees understand and use effectively.
Key Questions to Ask:
- What financial education resources do you provide for employees?
- Do you offer workshops, webinars, or one-on-one support?
- How do you communicate plan updates and changes?
Why It Matters:
Education empowers employees to make informed decisions about their retirement savings, improving participation and overall financial well-being.
Your business is unique, and your 401(k) plan should be flexible enough to adapt to your needs.
Key Questions to Ask:
- Can the plan be customized to fit our company’s structure?
- How adaptable is the plan as our business grows?
- Do you offer flexible contribution options?
Why It Matters:
A customizable plan allows you to adjust contribution levels, match structures, and other features as your company evolves.

Download Our 401(k) Providers Guide

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If any of these key considerations resonate with you and your firms needs, let's connect to review those concerns.